Privacy Policy
1. Introduction
This Privacy Policy explains how Click to Credit collects, uses, and protects your information.
By using our services, you consent to this policy.
2. Information We Collect
Personal Information
- Name
- Mobile number
- PAN / Aadhaar (if required)
- Employment & income details
Technical Information
- IP address
- Device information
- Browser type
Financial Information
- Credit score (via authorized partners)
- Banking or loan-related details
3. How We Use Your Information
We use your data to:
- Process loan applications
- Match you with lenders
- Improve platform experience
- Send updates and offers
- Perform KYC and fraud checks
4. Data Sharing
We may share your data with:
- Banks & NBFCs
- Credit bureaus
- Technology partners
We do not sell your personal data.
5. User Consent
By submitting your information, you agree to:
- Receive communication via:
- Calls
- SMS
Even if registered under DND.
6. Data Security
We implement:
- Encryption
- Secure servers
- Access controls
However, no system is 100% secure.
7. Cookies Policy
We use cookies to:
- Enhance user experience
- Track usage behavior
You can disable cookies via browser settings.
8. Data Retention
We retain data:
- As long as necessary for service
- As required by law
9. User Rights
You can:
- Request access to your data
- Request correction
- Request deletion (subject to legal requirements)
10. Third-Party Links
Our platform may contain links to third-party websites.
We are not responsible for their privacy practices.
11. Updates to Policy
We may update this policy periodically.
Changes will be posted on this page.
12. Contact Us
📧 Email: [privacy@clicktocredit.com]New Delhi
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